Chase Amazon Credit Card

Chase Amazon credit card is a popular co-branded credit card that offers various benefits to the cardholders. It is issued by JPMorgan Chase Bank and is designed to provide rewards and benefits to Amazon customers. In this blog post, we will discuss everything you need to know about Chase Amazon credit card, including its benefits, features, fees, and how to apply for the card.

Table of Contents

1. What is Chase Amazon Credit Card?
2. Benefits of Chase Amazon Credit Card
   1. Cashback Rewards
   2. No Annual Fee
   3. Amazon Prime Membership
   4. Bonus Offers
   5. Fraud Protection
   6. Travel Benefits
   7. Purchase Protection
   8. Extended Warranty Protection
3. Fees and Charges
   1. Annual Fee
   2. Interest Rates
   3. Balance Transfer Fee
   4. Foreign Transaction Fee
   5. Late Payment Fee
   6. Returned Payment Fee
   7. Cash Advance Fee
4. How to Apply for Chase Amazon Credit Card
   1. Online Application
   2. In-Store Application
   3. Phone Application
5. Conclusion

1. What is Chase Amazon Credit Card?

Chase Amazon credit card is a co-branded credit card that is designed to provide rewards and benefits to Amazon customers. It is issued by JPMorgan Chase Bank and is available to individuals with good to excellent credit scores. The card offers various rewards and benefits, including cashback rewards, Amazon Prime membership, bonus offers, fraud protection, and travel benefits. The card can be used for purchases at Amazon.com and anywhere else where Visa credit cards are accepted.

2. Benefits of Chase Amazon Credit Card

2.1 Cashback Rewards

One of the primary benefits of the Chase Amazon credit card is the cashback rewards. The card offers 3% cashback on purchases made at Amazon.com and Whole Foods Market, 2% cashback on purchases made at restaurants, gas stations, and drugstores, and 1% cashback on all other purchases. The cashback rewards can be redeemed for statement credits, gift cards, or purchases on Amazon.com.

2.2 No Annual Fee

The Chase Amazon credit card does not have an annual fee, which makes it a great option for individuals who want to earn rewards without paying a yearly fee.

2.3 Amazon Prime Membership

Cardholders who have an eligible Prime membership can enjoy various benefits, including free two-day shipping, access to Prime Video and Music, and other exclusive deals and discounts.

2.4 Bonus Offers

The card also offers various bonus offers, such as a $50 Amazon gift card upon approval and $10 Amazon gift card for every $500 spent at Amazon.com and Whole Foods Market.

2.5 Fraud Protection

The card provides fraud protection to its users, which means that they are not responsible for any unauthorized purchases made on their card.

2.6 Travel Benefits

The Chase Amazon credit card also provides various travel benefits, including travel accident insurance, trip cancellation insurance, and auto rental collision damage waiver.

2.7 Purchase Protection

The card also provides purchase protection, which means that eligible purchases made on the card are covered against theft or damage for up to 120 days from the date of purchase.

2.8 Extended Warranty Protection

The card also provides extended warranty protection, which means that eligible purchases made on the card are covered against manufacturer's warranty for an additional year.

3. Fees and Charges

3.1 Annual Fee

As mentioned earlier, the Chase Amazon credit card does not have an annual fee.

3.2 Interest Rates

The card's interest rate varies depending on the creditworthiness of the applicant, but it ranges from 14.24% to 22.24%.

3.3 Balance Transfer Fee

If you transfer a balance to the Chase Amazon credit card, you will be charged a fee of either $5 or 5% of the amount of each transfer, whichever is greater.

3.4 Foreign Transaction Fee

If you use your Chase Amazon credit card for purchases made outside of the United States, you will be charged a foreign transaction fee of 3% of each transaction in U.S. dollars.

3.5 Late Payment Fee

If you fail to make a minimum payment by the due date, you will be charged a late payment fee of up to $39.

3.6 Returned Payment Fee

If a payment made on your account is returned by your bank, you will be charged a returned payment fee of up to $39.

3.7 Cash Advance Fee

If you use your Chase Amazon credit card to obtain cash from an ATM, you will be charged a cash advance fee of either $10 or 5% of the amount of each transaction, whichever is greater.

4. How to Apply for Chase Amazon Credit Card

There are three ways to apply for the Chase Amazon credit card:

4.1 Online Application

The easiest and most convenient way to apply for the card is online. You can visit the Chase website and fill out the application form. You will need to provide personal information, such as your name, address, social security number, and income.

4.2 In-Store Application

If you prefer to apply in person, you can visit any Chase branch and speak to a representative. They will guide you through the application process and help you complete the form.

4.3 Phone Application

You can also apply for the Chase Amazon credit card by calling the Chase customer service number. A representative will assist you with the application process and answer any questions you may have.

5. Conclusion

The Chase Amazon credit card is a great option for individuals who shop frequently at Amazon.com and Whole Foods Market. The card offers various benefits, including cashback rewards, no annual fee, Amazon Prime membership, bonus offers, fraud protection, and travel benefits. However, it is important to consider the fees and charges associated with the card, such as the foreign transaction fee and cash advance fee. Overall, if you are a frequent shopper at Amazon.com and Whole Foods Market, the Chase Amazon credit card can be a valuable addition to your wallet.

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